Our Trusted Financing Providers
We partner with leading fertility financing providers to offer flexible payment options at clinics across our network. While options vary by location, our team can help you navigate the best financing solutions for your journey.
Arizona
California
Georgia
Illinois
Indiana
Maryland
New York
Ohio
Oregon
Virginia
Washington
PatientFi
PatientFi specializes in personalized financing solutions to make fertility care more affordable and accessible for everyone. They aim to simplify the financial process and alleviate the stress associated with paying for treatments
Key Benefits:
- Flexible payment plans with low monthly payments and competitive interest rates.
- No hidden fees, down payments, or penalties for early payoff.
- Fast online application with instant approvals up to $50,000.
- High approval rates, considering more than just credit scores.
- Financing available for treatments, medications, and related services.
- Dedicated support team to guide you through the financing process.
Gaia Family
Gaia Family offers innovative fertility financing solutions, including risk-sharing plans that provide patients financial protection in case of unsuccessful treatments. They focus on making fertility care accessible while reducing financial risk.
Key Benefits:
- Flexible payment plans for IVF and fertility treatments.
- Refund or risk-sharing programs for unsuccessful cycles.
- Transparent pricing and competitive interest rates.
- Tailored financing options to meet individual needs.
Our Pinnacle Pathways Payment Plan
We’ve also created our own Pinnacle Pathways Payment Plan, that offers flexible, interest-free options for fertility treatments and egg freezing. Designed to ease financial barriers, it extends payment periods, reduces upfront costs, and makes care more accessible.
Key Benefits:
- No Interest – Pay over time without added costs.
- No Credit Checks or Pre-Approval – Get started without financial hurdles.
- Easy Monthly Payments – Manageable plans tailored to your budget.
- Dedicated Finance Support Team – Personalized assistance to guide you through the process.
CapexMD
CapexMD specializes in patient financing for fertility treatments, offering tailored loan programs to meet individual needs. Their streamlined process ensures quick approvals and competitive interest rates, removing financial barriers to building families. CapexMD works directly with fertility centers to secure timely funding.
Key Benefits:
- Competitive interest rates and personalized service.
- Quick approval process (within 24 hours).
- Adjustable loan terms and no annual fees.
- Freedom from prepayment penalties.
- Secure online application and privacy standards.
Synchrony
Synchrony provides reliable and flexible financing solutions to help individuals and families manage the costs of fertility care. With a focus on accessibility and convenience, Synchrony makes it easier to afford the care you need.
Key Benefits:
- Flexible payment plans to fit your budget.
- Competitive interest rates based on your credit score.
- Financing for treatments, medications, and testing.
- No extra fees if you pay off your loan early.
Prosper Healthcare Lending
Prosper Healthcare Lending makes fertility care more accessible with simple, affordable financing options designed to reduce the financial stress of treatment.
Key Benefits:
- Flexible payment plans with low monthly payments.
- No hidden fees or prepayment penalties.
- Financing available for treatments, medications, and related expenses.
- Quick and easy online application with instant decisions.
- Competitive interest rates to keep costs manageable.
EmBorrow
EmBorrow specializes in fertility financing, offering customized loan programs for patients looking to fund treatments like IVF or egg freezing. They prioritize patient education and transparency.
Key Benefits:
- Flexible loans for a range of fertility services
- Dedicated loan specialists to guide you
- Competitive rates and no hidden fees
- Customizable repayment terms
Lending Club
Lending Club offers patient-friendly fertility loans with competitive rates and flexible repayment options. Their quick application process ensures patients receive funding when they need it most.
Key Benefits:
- Loans up to $50,000.
- Fixed rates and no prepayment penalties.
- Flexible repayment options.
- Quick online application and approvals.
ARC Fertility Financing
ARC Fertility Financing provides comprehensive financial solutions for fertility treatments through their partnerships with clinics nationwide. Their plans include flexible terms and bundled packages for affordability.
Key Benefits:
- Multiple loan packages to fit patient needs.
- Competitive interest rates.
- Fast approval and application process.
- Financing for bundled fertility treatment plans.

Find Your Clinic
With 40+ locations nationwide, discover expert fertility care close to home. Connect with leading professionals who will guide you on your path to parenthood.